Massachusetts Payday Loans


The Massachusetts payday loans, in the first place, appear to become one of the biggest businesses in the state due to the increasing number of customers who often look for it. With this, the Massachusetts payday loans companies highly provide payday loans to individuals who have difficulty making ends meet. So as more and more people are experiencing such difficulty, more and more Massachusetts payday loans companies were established. Recognizing the rapid growth of Massachusetts payday loans, the government then imposed some regulations for this type of credit service. In Massachusetts, the government law generally prohibits the Massachusetts payday loans and other related businesses from making loans of $6000 or less with interest rates if about 12 percent or greater, unless they are licensed, thus permitted, by the Division of Banks. It is noted in the law that the maximum yearly interest rate that can be placed on such Massachusetts payday loans is currently capped at 23 percent along with an administrative fee of about twenty dollars. It is important to note that this provision that the State of Massachusetts had placed for the Massachusetts payday loans is basically enacted to combat the practice of loan sharking. Finally, in terms of the cost of credit, it is interesting to know that the State law for Massachusetts payday loans business particularly requires the Massachusetts payday loans lenders to release the real cost of credit in the form of an Annual Percentage Rate (APR) before the actual extension of the credit. It is further maintained that the APR disclosure actually allows the loan consumers to readily and automatically make some comparisons on the credit costs. Aside from that, the fee information given on today’s Massachusetts payday loans websites is often too hard to find. Perhaps a reason for this is the fact that most of the information is given in varying formats. In fact, there are some instances that only contract interest rates are quoted as opposed to the Annual Percentage Rate (APR). Well, this is just actually the upshot of the misleading Massachusetts payday loans consumers into believing that the cost of credit is affordable than it actually is.

Massachusetts Casinos


Well, of the many entertainment options, Massachusetts casinos slide right in under the radar. There are a smattering of Massachusetts casinos located throughout the state. Many of these Massachusetts casinos focus on horse racing, though most of them do boast slot machines as well. One of the more popular, Vegas-style casinos is the Horizon’s Edge Casino Cruises, located in Lynn, Massachusetts. This Massachusetts casino boasts more than 170 slot machines, bunches of table games (including poker, roulette and blackjack) as well as a variety of entertainment. All style and flash, this Massachusetts casino is sure to win over those who are Vegas-diehards.

There are more laid-back options in selections such as Atlantic Casino Cruises, located in the Massachusetts fishing village of Gloucester, Plainridge Racecourse in Plainville and Suffolk Downs in Boston. These casinos feature live racing action and video lottery machines. They are more laid-back than the Vegas style Horizon’s Edge and are the kind of Massachusetts casinos that better reflect the calm culture of this state. There are Massachusetts casinos that are geared towards a more local crowd and the games and services are reflected accordingly. While the state of Massachusetts is not necessarily known for its casino action: it has plenty of it and with the selection, Massachusetts casinos boast variety. From dog-racing to slot machines to table games, Massachusetts casinos dot the state and feature a variety of services geared towards gamblers of all levels and types. When you enter a Massachusetts casino, amid all of the games, racing, entertainment, food, fun and more, there is truly something to be found for everyone.